Hiring a lawyer can be a pricey prospect, particularly if you’re strapped for money. However, you should not despair as there is one more alternative. You are able to always choose prepaid legal services. This assistance is pretty comparable to having a health insurance, but rather than getting coverage for health, you will be getting coverage for legal services.
Each month you will be required to pay a fixed amount. This tends to entitle you to get certain legal services by making a call. According to what the prepaid legal service company offers, you can have access to little things like writing a will or perhaps reviewing legal documents, or more difficult legal issues like divorce or bankruptcy. Depending on the plan you have taken, the system might also file motions or even represent you in court. Nonetheless, if this is not part of the plan, you then will have to be charged an addition sum because of this sort of service.
This assistance has been on hand in the US since the 1970s. Some states consider prepaid legal service to be an insurance type, and hence, in those states, the service falls under the purview of the insurance commission.
Usually Advice of the defense of competition who are unable to afford to pay for a lawyer turn towards prepaid legal service. The primary advantage of deciding on this kind of service stands out as the expense. This particular service type is extremely affordable when compared with hiring the services of a full-fledged lawyer.
The additional benefit of using prepaid legal plans is the way the pricing is done. A lawyer invariably has a challenging way to choose his or even the fees of her. He or even she can charge you by the hour, flat rate or perhaps a contingency fee. But, when you consider a prepaid legal plan, you are paying a fixed amount on a monthly basis, and if you happen to call for a certain service which isn’t covered by the plan, you will be notified immediately about the extra amount you will need to pay. Also, for the fee that you are paying, you’re entitled to unlimited consultation via telephone.
Nevertheless, with all of the positive aspects, there are also some downsides to this type of service. For one, you will not have a choice on the lawyer, and definitely the caliber of the company may not be at par with an individual lawyer. Therefore, when picking a prepaid legal plan, it’s best to take a look at the services and just take those that you believe you’ll require. Additionally, find out whether the business has a course of action to handle complains and how complains can be lodged. Above all, see to it that you pick a firm which is reliable and trustworthy.